0508 238 837 or (06) 754 7361
enquiries@betterhomes.co.nz

Funding and Payment Options

Information on available Subsidies / Grants

Targeted Rates Insulation Scheme

Help from your bank


EECA: Warm Up New Zealand - Healthy Homes

  • Rental with tenant who has a community service card/community service card-endorsed SuperGold card _ 50% subsidy on the cost of the insulation
  • Rental with a tenant who does not have a community service card _ 20% subsidy on the cost of the insulation
  • Home owner with a community service card/community service card-endorsed SuperGold card _ 50% on the cost of the insulation (offer valid until 30 June 2018)

Back to the Top


Targeted Rates Insulation Scheme

The New Plymouth District Council and the South Taranaki District Council allow rate payers to put the cost of Insulating their homes onto their rates with payments made over a number of years. Each Council has their own terms and conditions; a brief summary of the terms and conditions are below, for a full list please click heading links.

New Plymouth District Council

  • Maximum of $2,600
  • Payable over a maximum of 9 years
  • 7% interest applied per year
  • $200 NPDC set-up and administration fee applies

South Taranaki District Council

  • Maximum of $3,900
  • Payable over a maximum 9 years
  • 7% interest applied per year

Back to the Top


Rotorua Hot Swap Loan Terms

  • The owner/ landlord can put up to $4600 inclusive GST of the cost of their insulation on their rates through the Hot Swap scheme
  • The loan is paid back over 10 years with interest (6%).
  • If a landlord/ owner occupier is eligible for a 50% EECA grant, and wants to put the remaining 50% loan balance on to Hot Swap, the balance must be $1,600 incl. GST or more.
  • If they sell the property, and there is still an outstanding loan amount, they must pay it back to BOPRC in full, on the sale of the property.

Click Here to Apply Now

Back to the top


Home Loan Insulation Top-ups

Most of the major banks have some incentives and/or mortgage extensions for the purpose of insulating your home. 

The following banks have advertised incentives, click on the logos of the participating banks below, to find out more about their offers.

BNZ  Westpac Banking    ASB  

  ANZ Bank   Kiwi Bank

Back to the top