0508 238 837 or (06) 754 7361
enquiries@betterhomes.co.nz

Funding and Payment Options

Information on available Subsides / Grants

Targeted Rates Insulation Scheme

Help from your bank


EECA: Warm Up New Zealand - Healthy Homes

  • Rental with tenant who has a community service card / community service card-endorsed SuperGold card _ 50% subsidy on the cost of the insulation
  • Rental with a tenant who does not have a community service card _ 20% subsidy on the cost of the insulation
  • Home owner with a community service card / community service card-endorsed SuperGold card _ 50% on the cost of the insulation (offer valid until 30 June 2018)

Rotorua Hot Swap loan terms:

  • The owner/ landlord can put up to $4600 inclusive GST of the cost of their insulation on their rates through the Hot Swap scheme
  • The loan is paid back over 10 years with interest (6%).
  • If a landlord/ owner occupier is eligible for a 50% EECA grant, and wants to put the remaining 50% loan balance on to Hot Swap, the balance must be $1600 incl. GST or more.
  • If they sell the property, and there is still an outstanding loan amount, they must pay it back to BOPRC in full on sale of the property.

Click Here to Apply Now

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Targeted Rates Insulation Scheme

The New Plymouth District Council and the South Taranaki District Council allow rate payers to put the cost of Insulating their homes onto their rates with payments made over a number of years. Each Council have their own terms and conditions; a brief summary of the terms and conditions are below, for a full list please click heading links.

New Plymouth District Council

  • Maximium of $2600
  • Payable over a maximum of 9 years
  • 7% interest applied per year
  • $200 NPDC set-up and administration fee applies

South Taranaki District Council

  • Maxium of $3900
  • Payable over a maximum 9 years
  • 7% interest applied per year

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Home Loan Insulation Top-ups:

Most of the major banks have some incentives and/or mortgage extensions for the purpose of insulating your home. The following banks have advertised incentives:

Click on the logos of the participating banks below, to find out more about their offer:

BNZ  Westpac Banking    ASB  

  ANZ Bank   Kiwi Bank

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